Dr. Chen is accepting new patients in New York City & New York state.
"My patient panel is intentionally kept small, so membership spots are limited."
Schedule your free Meet & Greet with me to get started today!
Membership
at U Care MD
Insurance-free, hassle-free care
Membership means you will always have access to the highest quality healthcare when you need it.
No strangers. No wait. No interference from insurance companies.
Just you and your doctor you trust.
What might you and your family gain by investing in care that truly works for YOU?
One-time Enrollment Fee
$150
To cover your onboarding process(creating charts, requesting and reviewing your medical records and more).
(Enrollment fee waived for the first 50 members- 1 spots left)
Monthly Fee
$249
What's included- everything except the items below
Whats not included- Labs, imaging and medications are NOT included. However, members have exclusive pricing below.
Visit Fee
$0
No copay
No coninsurance/deductibles
No surprise bills
Exclusive member pricing
Disclaimer: All prices listed above are estimates intended to give a general sense of how much it will cost if you are a member — not exact quotes. Actual pricing varies by pharmacy or imaging/lab facility, changes over time, and depends on your specific dosage, location, and provider.
Family Plan
I'd love to take care of your whole family.
I understand families come in all shapes and sizes.
If you have any question, let's chat!
Family of Two
$237
You save $12 per month per person!
Family of Three
$229
You save $20 per month per person!
Family of Four
$221
You save $28 per month per person!
Policies
Cancellation
You can cancel at any time with 30 days notice (to ensure a safe transfer of care).
Re-enrollment
There will be a re-enrollment fee and no guaranteed availability if you decide to re-join.
Do you know...
Health insurance premium
$450-800/month
+ $2,000–$5,000 deductibles
+ $35–$50 copays
+ surprise bills
Still, it doesn’t guarantee quick access to your doctor nor good care.
Insurance was never built to be your everyday doctor.
It was built for the emergencies. Somewhere along the way, we started expecting it to do everything. What if that's the real problem?
「Surgery. Hospitalization. The catastrophic and the unexpected.」
That's where insurance earns its premium - covering the things you could never pay for out of pocket.
「Your refill. Your rash. Your "is this normal?" question.」
None of that needs a copay and a three-week wait. But that's what it's become.
Why my membership makes sense
1/
No more hidden fees
No copay, coinsurance/deductible, surprise bills.
No more endless battles with insurance companies
2/
Urgent care/ER visits saved
Direct and timely access to address your issues can save you the trip to urgent care or ER. That is money saved as well a your time and peace of mind.
3/
Evidence based & cost conscious approach
I don’t recommend things not necessary (not everyone gets an ekg/Stress test/CT/MRI) to milk your insurance and money.
I only do things when it's medically indicated which saves you money on unnecessary tests and time.
4/
Better long-term health outcome
Direct, timely and better care leads to improved health outcome. That means lower risk of developing serious illness that can cost you a bank down the road. Plus, your health is priceless- no price tag can be put to it.
How this works
Your care begins
Ongoing care starts.
Direct access to me.
Unlimited/unrushed visits.
Virtual & in-person visit.
Same/next-day appointments.
